There are certain standard costs related to closing the sale of a house. Sellers and buyers customarily split these closing costs, as specified in the real estate sales contract.
As indicated below, many of the closing costs result from getting your mortgage. Since Augusta Mortgage Solutions is highly experienced with closings and mortgages, we are closing cost experts.
Buyers will receive a "Good Faith Estimate" of closing costs around the time the loan application is submitted to the lender. We base this cost estimate on our many years of past experience. It's important to note that while our GFEs are very accurate, we can't always estimate costs to the penny. We explain GFEs with buyers almost every day, so we are happy to answer your questions about closing costs.
We've provided a general list of closing costs below, but we will provide you a specific list of closing costs, with amounts, soon after you have completed your loan application. At Augusta Mortgage Solutions, we don't believe in surprises, so if your costs change, we will be sure to let you know immediately.
Standard Closing Costs
Appraisal Costs Credit Report Interest Payment Escrow Fees Various TaxesLoan Origination Fee Points — lower your mortgage interest rate (optional)
Recording Fees and Transfer Taxes Insurance
Flood or Earthquake Insurance if applicablePrivate Mortgage Insurance (PMI) Title Insurance
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