Every home sale involves certain fixed costs. Sellers and buyers almost always split these closing costs, as specified in the real estate sales contract.
As the list below indicates, many of the closing costs result from getting your mortgage. At Augusta Mortgage Solutions, we are highly experienced in residential mortgage lending, so we can compile a comprehensive list of mortgage-related closing costs in your "Good Faith Estimate".
Very soon after you submit your application, we will give you a "Good Faith Estimate" of your closing costs. We base this cost estimate on our extensive past experience. It's important to note that while our GFEs are very accurate, we can't always predict your costs to the penny. We field buyers' questions about these costs every day at Augusta Mortgage Solutions, so please be sure to contact us if you have questions.
Below is a general list of closing costs. We will provide you with a specific list of your closing costs when we deliver your Good Faith Estimate.
Standard Closing Costs
Costs associated with "originating" your loan Points — These are costs you pay up-front to lower your interest rate (optional) Appraisal Costs Getting Your Credit Report Interest Payment Escrow Fees Various Taxes
InsuranceRecording Fees and Transfer Taxes
Title Insurance Flood or Earthquake Insurance Private Mortgage Insurance (PMI)
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