The Importance of Pre-Qualification

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Even if you've not so much as narrowed down houses to view yet, it's important to visit with your mortgage professional first. Why? Perhaps it is difficult to fathom the ways in which we could help even before you begin to negotiate.

We Can Help You Pre-Qualify

Our mortgage professionals will help you calculate how much of a loan you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. During the process, we determine your capacity to borrow - analyzing your employment, available money for down payment, debts, income, and other areas. It's a quick, thorough process with minimal risks for papercuts.

We award you a Pre-Qualification Letter once you qualify, which documents that we're confident you can qualify for a predetermined amount of mortgage loan dollars.

Pre-Qual Power

With your pre-qualification letter, some advantages are yours once you find the house you want to put together an offer on. First, it helps you know how much you're able to offer. Even more important to the seller, your pre-qualification gives them certainty - as if you had come into their house with a suitcase of cash to make the offer! They will not need to be concerned they are wasting their time if you can't be able to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for the necessary loan amount won't cause them concern. They have a virtual guarantee to trust your ability to back up your offer.

We will help you pre-qualify

We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through the pre-qualification process. We will do this by analyzing your debts and income, your employment and housing situations, the available funds for a down payment, required reserves, and other considerations. It's a short, thorough process with minimal risks for papercuts.

One-on-One

It is vital to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage loan calculator tools on this site. We can walk you through your pre-qualification letter. Then, we will make sure we have the right mortgage loan program for your situation. Contact us at 7068605514 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 7068605514. We answer pre-qualification questions every day.